Life and Health Insurance Agents

Position Type: 1099 Independent Contractor (Full Commission)

Client Focus: Public school employees, civil servants and their families

Key Responsibilities:

• Client Consultation: Assess clients' financial situations to identify needs and recommend suitable life insurance products.

• Product Offerings: Provide a range of life insurance options, including term life, indexed universal life, and fixed indexed annuities.

• Sales Process: Utilize a consultative, solution-based approach to build trust and close sales. • Ongoing Support: Maintain client relationships through regular reviews and updates to policies as life circumstances change.

• Compliance: Stay informed about state-specific regulations and complete required continuing education to maintain licensure.  

Compensation & Benefits

• Commission-Based Earnings: Agents earn income through commissions on sales, with potential for residual income as clients renew policies.

• Team Building Opportunities: Agents can expand their income by building and leading a team, earning overrides on their team's sales.

• Incentives: Access to company incentives, including recognition awards and trips for top performers.

• Minimal Startup Costs: Onboarding costs are $100 for part-time agents and $250 for fully licensed agents, covering access to training resources and support systems.